Three Ways to Avoid Short Sighted and Ineffective Financial Decisions

Three Ways to Avoid Short Sighted and Ineffective Financial Decisions: I notice that many people approach their financial decisions like a math problem as if the right calculation will always solve the problem. Maybe it is because we live in such a complex world today and technology, though supposed to help to make things easier, actually can make decision making more difficult.  Look at all the financial calculators and financial planning programs available free of charge on just about every financial website.  Are Americans any better prepared for retirement because of them? No.  Are they any better at meeting their financial goals with the 24-hour financial news cycle?  Probably not.