Why We Fail Financially and How We Can Stop

Why We Fail Financially and How We Can Stop: "Over the years we’ve helped hundreds of thousands of people improve their finances, in many cases breaking cycles of financial failure.  Every single person has a unique story and unique circumstances, but they all share one thing in common:  they approach their finances like a painful diet, nagging and punishing themselves with a long list of things they “should do” and then rebelling against it by doing the wrong things despite better judgment.  Things like spending instead of saving, investing emotionally instead of rationally, borrowing money from their 401(k) when they should be contributing to it, putting off their taxes even though they know that they’ll end up missing important deductions.  The list goes on and on."